Senior Citizens Forced Homeless by Healthcare AKA “Forcedcare”?
by Dale Theresa
Health Impact News
The Dragon at Our Seniors’ Doors
A gentle tap upon the door can disguise many a monster on the other side. Don’t move so quickly to answer that tap as dragons lay in wait. According to Paul Craig Roberts from the Institute for Political Economy:
The compassionate rhetoric aside, Obamacare makes the poor pay the most…
Obamacare revises Medicaid regulations in order to make more Americans eligible for Medicaid. Revised regulations include an increase in age and income limitations, and the asset test no longer applies. Prior to these revisions, applicants were not eligible for Medicaid if they had more than a specific dollar amount in assets. But, under Obamacare, those who likely own a home or have savings set aside–for example, early retirees or people who have lost their jobs and, as a result, are in a low income bracket–will find themselves in Medicaid, and their assets will be looted by the government when they die for medical services used at age 55 and up.
This article entitled, Obamacare: The Final Payment-Raiding the Assets of Low-Income and Poor Americans, was written in 2014 by Paul Craig Roberts from the Institute for Political Economy. And, yes, what you don’t know, can hurt you. If you were like most politically punked and beaten down Americans back in 2013, you wanted to believe that this fresh new face in government was actually here to help America’s poor and downtrodden regain some footing and live decent human lives again comme il faut (because it should)! But, alas, such was not the case.
Hidden inside the rhetoric for Medicaid, is the demise of families, their assets, and their hopes of keeping their lives above economic flood lines. Many of our readers have written with complaints about their senior family members who have fallen victim to this rhetoric. Their families lives have been consistently interrupted by APS invaders who have for some once unknown reason, suddenly decided to remove a loved one from their home and place them into state custody.
Roberts also let us know that:
Under what was deceptively named the Affordable Care Act (ACA), commonly known as Obamacare, which is unaffordable for the patient in more ways than one, beginning January 1, 2014, citizens without health insurance must pay a tax penalty to the Internal Revenue Service (IRS). Qualified individuals and families with incomes between 138 and 400 percent of the Federal Poverty Level (FPL) can shop for commercial insurance policies at a Health Insurance Marketplace (an exchange) and may be eligible for a subsidy from the government to help pay for a plan. Those with incomes at or below 138 percent of the Federal Poverty Level will be tossed into Medicaid unless there are specific reasons why they would not be eligible.
These reasons are listed on the Medicaid-CHIP-program-information site (CHIP—standing for the children’s role in Medicaid). Why the information also includes seniors in this location questions its intent on transparency, or lack of.
Estate Recovery and Liens
State Medicaid programs must recover certain Medicaid benefits paid on behalf of a Medicaid enrollee. For individuals age 55 or older, states are required to seek recovery of payments from the individual’s estate for nursing facility services, home and community-based services, and related hospital and prescription drug services. States have the option to recover payments for all other Medicaid services provided to these individuals, except Medicare cost-sharing paid on behalf of Medicare Savings Program beneficiaries.
Under certain conditions, money remaining in a trust after a Medicaid enrollee has passed away may be used to reimburse Medicaid. States may not recover from the estate of a deceased Medicaid enrollee who is survived by a spouse, child under age 21, or blind or disabled child of any age. States are also required to establish procedures for waiving estate recovery when recovery would cause an undue hardship.
States may impose liens for Medicaid benefits incorrectly paid pursuant to a court judgment. States may also impose liens on real property during the lifetime of a Medicaid enrollee who is permanently institutionalized, except when one of the following individuals resides in the home: the spouse, child under age 21, blind or disabled child of any age, or sibling who has an equity interest in the home. The states must remove the lien when the Medicaid enrollee is discharged from the facility and returns home.
Most families would find the taking of assets to cause undue hardship, but most are not privy to this information because it is not disclosed in the Affordable Care Act/Obamacare plan. Did anyone tell Helen Clark Taylor this before she was ousted from her home and rendered homeless? She wrote to MedicalKidnap, but sadly, we were unable to locate her:
I called 911 because my husband needed I-V antibiotics 2 years ago. He never received his antibiotics. DFS went to court behind our backs and the judge appointed a public administrator. They said he didn’t have a durable power of attorney when I was. They moved him around the hospital so I couldn’t find him. They stuck him in the worst nursing home. My husband and I were talking about setting off fireworks on the 4th of July. The next day I was arrested for terrorist threats. I bonded out of jail and when I went to court I was put in jail for 6 months for a mental evaluation. The doctor asked me why I was there and I told him I was trying to prove myself innocent. My husband and I have been married 40 years. We have seen each other 8 times in the last 16 months, 6 at jail and 3 times since I got out of jail. The administrator has taken all of our money, made me homeless, lost our home, and torn our family apart. The doctor at the nursing home says my husband is mentally competent to make his own medical and financial decisions. I need help!!!! My husband’s name is Charles Taylor age 69 and my name is Helen Taylor age 66. We need help…
This incident was reported to MedicalKidnap back in October of 2015. Mrs. Taylor had no means to respond to our emails after being uprooted, incarcerated, and made homeless. If the spouse is not in the home at the time of the sale, does that give DFS and the state the right to sell it, especially when the spouse has been removed against their will under false pretense, and has every intention and hope of returning to their home and lives?
Roberts warned us that:
You won’t find estate recovery in the ACA. It’s in the Omnibus Reconciliation Act of 1993 (OBRA 1993)–a federal statute which applies to Medicaid, and, if you are enrolled in Medicaid, it will apply to you… It is important to understand how this income-based scheme works so you can figure out how best to survive the many caveats of Obamacare. To learn more and what to watch out for, read my lesson on how Obamacare works. (Source.)
He also warns us that signing up for automatic renewal of your Medicaid gives the hospitals and state access to all the information they need to know about you for the next 4-5 years.
MedicalKidnap has been contacted by several family members who are not the primary caregivers for their beloved seniors who have been abducted by adult service agencies without what they believe to be any provocation. We urge you to read these articles by Paul Roberts and find out how to protect your families from the dragon at the door:
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